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Continue reading →: (Tax Update) SSPN Tax Relief: What Changed, What Many Still Get Wrong
Every December, I used to withdraw cash, drive to BSN, queue up, and deposit before 31 December just to get the tax relief. Very old school. Very Malaysia.That method is gone. Everything is online now via myPTPTN. But here is what most couples still miss. Before YA 2025, husband and…
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Continue reading →: My off-road bike has no key.But every time I fall, it unlocks a new repair bill.
Yesterday I sent my KTM bike to the workshop again. Mechanic looked at me and asked,“Boss… what problem this time?” I laughed. “Throttle twist jam already.One small cap also hilang.” That was the official opening for another repair bill. Let me explain to non-bikers. I ride off-road.Not smooth highway type.…
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Continue reading →: We Talk About AI Everyday… Until I Forced Everyone In Project Team Into One Room
“Boss… today must present ah?” I smiled.“Yes. Today, everyone talks.” This was our third AI project meeting on 27 March 2026. The first two meetings… A lot of discussion.A lot of ideas.A lot of “we are exploring”. But not much you can actually see. So this time, I changed one…
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Continue reading →: (TAX UPDATE) Dividend Not Fully Tax-Free Anymore?
“Boss, lucky we spoke earlier.”That was what I told him after our review. He came with a simple plan. Good year.Profitable Sdn Bhd.Cash available. Take dividend. But this time, we did something different. We didn’t start with … “How much to take?”We started with … “What happens after you take…
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Continue reading →: I don’t disturb my team until 11:15am
For many years, I had one simple rule.I don’t disturb my team until 11:15am. No emails.No WhatsApp.No meetings. Morning is for real work.Audit thinking.Tax judgement.Client problem solving.The kind of work that actually moves the business. Last time, we even made it a policy.“Quiet time” until 11:15am. No calls.No client interruptions.Everyone…
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Continue reading →: REIT Investors: The 10% Tax You Trusted Is Gone
“Boss, quick one… this REIT income still same like before right?” That call came in between my meetings.Very confident. Very casual.I paused. Because when a client says “same like before”, it usually means something already changed. Later, I called him back.We reviewed his portfolio over the phone. Nothing unusual. Mostly…
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Continue reading →: My HR Manager Didn’t Ask for More Staff… She Asked for AI Automation
Before our 2nd AI automation project on 19/3/26, I asked all team members in the project to list out their wishlist. Not what system to buy.Not what software to try. Just one simple thing.“What do you want to fix in your daily work?” Angela Fong , our HR manager, came…
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Continue reading →: (Tax Update) I thought CGT is simple… until I saw the numbers.
Last week I attended the Learnabee webinar on CGT & valuation. Honestly… I got a shock. Same company.Same shares. Client file: RM3.50LHDN adjust: RM5.10 No mistake.Just different valuation. That gap? 👉 More tax👉 Penalty👉 Surcharge I’ve seen cases go up to RM300k+. The real issue is not tax rate. It’s…
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Continue reading →: Why your auditor keeps asking new questions… every single day?
“Any issues during the audit?” I asked this when my account manager passed me our audited accounts of one of my sdn bhd yesterday. She said: “Nothing major… but junior keep asking different queries every day.” Not the same question.Different questions.Every day. That one sentence reminded me of a client…
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Continue reading →: (Tax Update ) CGT or RPGT? Many SME Bosses Get This Wrong from the Start
Since Malaysia started implementing Capital Gains Tax (CGT), I noticed many SME bosses have one very natural assumption: “Now got CGT already, so if sell asset, all should be under the same tax system, right?” Actually, not so.Malaysia still separates it very clearly: Sell real property itself … normally it…

