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How a Kind Comment Taught Me the Difference Between Rule of 72 and Rule of 78
Two weeks ago, I made a small but meaningful mistake on LinkedIn. In my post about the Hire-Purchase (Amendment) Bill 2025, I mentioned the “Rule of 72” thinking it referred to the interest calculation method under hire purchase loans. Todayr, one of my followers, Mr. Mark Chan , gently pointed out in the comments: “I…
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Budget 2026 Tax Incentives You Can Use Now
If you run an SME in Malaysia, Budget 2026 is not just policy talk. It is free fuel for growth if you act fast and file right. Budget 2026 rewards companies that upgrade, digitise and hire responsibly. Less talk, more incentives. Here are the ones that move the needle for SMEs. What to do next?…
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Why You Cannot Strike Off a Sdn Bhd with Bank Balance and Accumulated Loss
A client once asked me, “Bro, can I strike off my Sdn Bhd? Got RM100,000 in the bank but got losses.” The company was dormant, no liabilities, but still had RM100,000 in the bank. He thought strike off would be simple and cheap. But under Section 550 of the Companies Act 2016, a company can…
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Why I Still Insist on a Semi-Auto Coffee Machine
When work stress hits,some people take a walk.I walk to the pantry. That little corner in our officethe smell of coffee, the quiet humis my reset button. For me, coffee isn’t just caffeine.It’s therapy. That’s why I still insist on a semi-auto coffee machine.Not because it looks cool.But because of the ritual. Grinding the beans.Tamping…
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Why I Rejected an “Account cum Audit” Candidate
Last week, HR forwarded me a resume.The last job title caught my eye … Account cum Audit Assistant. On paper, not bad.Two years of experience.Handles full set of accounts, does audit,even liaises with clients.Looks hardworking. But something didn’t feel right. I Googled the firm.Less than four people including the boss.That told me everything. Small firms…
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