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Continue reading →: (TAX UPDATE) Dividend Not Fully Tax-Free Anymore?
“Boss, lucky we spoke earlier.”That was what I told him after our review. He came with a simple plan. Good year.Profitable Sdn Bhd.Cash available. Take dividend. But this time, we did something different. We didn’t start with … “How much to take?”We started with … “What happens after you take…
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Continue reading →: I don’t disturb my team until 11:15am
For many years, I had one simple rule.I don’t disturb my team until 11:15am. No emails.No WhatsApp.No meetings. Morning is for real work.Audit thinking.Tax judgement.Client problem solving.The kind of work that actually moves the business. Last time, we even made it a policy.“Quiet time” until 11:15am. No calls.No client interruptions.Everyone…
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Continue reading →: REIT Investors: The 10% Tax You Trusted Is Gone
“Boss, quick one… this REIT income still same like before right?” That call came in between my meetings.Very confident. Very casual.I paused. Because when a client says “same like before”, it usually means something already changed. Later, I called him back.We reviewed his portfolio over the phone. Nothing unusual. Mostly…
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Continue reading →: My HR Manager Didn’t Ask for More Staff… She Asked for AI Automation
Before our 2nd AI automation project on 19/3/26, I asked all team members in the project to list out their wishlist. Not what system to buy.Not what software to try. Just one simple thing.“What do you want to fix in your daily work?” Angela Fong , our HR manager, came…
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Continue reading →: (Tax Update) I thought CGT is simple… until I saw the numbers.
Last week I attended the Learnabee webinar on CGT & valuation. Honestly… I got a shock. Same company.Same shares. Client file: RM3.50LHDN adjust: RM5.10 No mistake.Just different valuation. That gap? 👉 More tax👉 Penalty👉 Surcharge I’ve seen cases go up to RM300k+. The real issue is not tax rate. It’s…
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Continue reading →: Why your auditor keeps asking new questions… every single day?
“Any issues during the audit?” I asked this when my account manager passed me our audited accounts of one of my sdn bhd yesterday. She said: “Nothing major… but junior keep asking different queries every day.” Not the same question.Different questions.Every day. That one sentence reminded me of a client…
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Continue reading →: (Tax Update ) CGT or RPGT? Many SME Bosses Get This Wrong from the Start
Since Malaysia started implementing Capital Gains Tax (CGT), I noticed many SME bosses have one very natural assumption: “Now got CGT already, so if sell asset, all should be under the same tax system, right?” Actually, not so.Malaysia still separates it very clearly: Sell real property itself … normally it…
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Continue reading →: (TAX UPDATE) “No Sale… Still Taxable Under Capital Gain Tax?”
Many SME Owners Are About to Learn This the Hard Way Last month, a client told me:“Boss… I didn’t sell anything. Why got tax?” That question… is exactly the problem.Most business owners think disposal means … Sell assetReceive cashDone But starting 1 January 2026 under CGT,this thinking is too dangerous.…
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Continue reading →: Our First AI Automation Project Meeting Exposed 3 Real Problems.
“Hi project teammates… actually what are we trying to achieve with this AI project?” I asked that question during our first project meeting last Friday. And that moment… was very quiet. After 5 days of training and testing, I thought the direction was already clear. Apparently… it wasn’t. For the…
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Continue reading →: (TAX UPDATE) Stamp Duty RM10 …Then Why Mine Is RM1,000 ++?”
“Boss… stamp duty is RM10 per copy right?”Before I could reply, the voice on the phone suddenly became louder.“Then why my account girl say the stamp duty almost RM1,000 +++?!” For a few seconds I just listened quietly.After more than 30 years advising SMEs,I can usually recognise this type of…

