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Continue reading →: Why I Chose ACCA Over LLB
In the 90s, life was simple but tough. I was a kampung kid with no money for overseas university. My career choices? Only two: LLB (Law) or ACCA (Accounting). Affordable, recognized, and practical. I pictured my life as a lawyer first. Blame TVB courtroom dramas and Hollywood movies. Lawyers looked…
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Continue reading →: The Day I Realised I’m a Happy Boss
Today, a small moment in a meeting made me feel ten feet tall. I was introducing my key personnel to a new business associate. Nothing fancy. Just a short introduction to show who’s who in the room. But it triggered a memory. I remembered a project from years ago ……
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Continue reading →: (TAX UPDATE) Tax Refund Stuck & Set-Off Rejected … The Hidden SME Cash Flow Trap
Last time, I, as tax agent, can easily help a client set off their tax refund against next year’s CP204 instalments. Today, things are different. LHDN now rejects the application to set off tax credit. Worse, the refund drags on for months, even years. Meanwhile, your business still needs to…
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Continue reading →: LHDN Can Decide Your Tax For You Even If You Already Submitted
SME bosses, this is the new reality. You submit your CP204 on time.Cash flow is planned.Then suddenly,CP205 arrives. LHDN increases your monthly instalment because they think your industry is doing well or your past pattern shows higher profit. Your cash is locked.Refunds are slow.Appeals are extra work. Malaysia’s tax collection…
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Continue reading →: Why I Rarely Eat Lunch with My Team (Even Though I Want To)
Last week, I casually asked one account executive to join me and our HR head for lunch with my ex-manager. Surprisingly, she said “OK.”No checking calendar.No excuse.Just “OK.”That “OK” felt like a small victory. I genuinely enjoy connecting with my team.But over time,I’ve accepted a simple truth …Most colleagues avoid…
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Continue reading →: (Tax Update) Malaysia’s 2026 Carbon Tax – What SME Bosses Should Know
Malaysia will introduce a carbon tax in 2026, starting with the energy, iron, and steel sectors. The goal is to reduce carbon emissions and align with global standards like the EU’s CBAM. Why now? The tax rate is not fixed yet, but analysts expect a model similar to Singapore’s (around…
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Continue reading →: Accountant Also HR Now?
Last week, one client came to me, looking a bit lost. “Boss, I need to stamp my employment contract. Can I borrow yours? I don’t have one.” I heard already, a bit emo. My line is tax. His company is construction. Totally different world. But I tahan… smiled and replied…
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Continue reading →: I Am Officially Retiring from Triathlon: 10 Years. One Ironman. Many Lessons.
In 2012, I started running at 43not to win, not to PB.Just to find a better version of myself after smoking for 20 years. Some say it’s midlife crisis.I call it “发心” a vow to myself. 2014: picked up cycling.Same year: I learned to swim from scratch, as a certified…
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Continue reading →: Transfer Pricing 2025 : SMEs Can No Longer Ignore The Risk
In recent months, discussions with many SME business owners on transfer pricing (TP) have revealed recurring misconceptions: “The companies are all mine … why should I worry?”“We file and pay taxes on time … surely that means we’re low risk.”“TP is too technical. We lack the resources.”“Our previous tax agent…


