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Continue reading →: I Almost Sell My TT Bike This Week
After MCO, I quietly retired from triathlon.This week, I almost sold my Felt TT bike to “close the case”.Free up space.Clear emotional baggage.Move on to hobbies like motorbike and pickleballthat don’t require suffering. Before letting it go, I did one small thing.I posted a WhatsApp poll in our old Tri…
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Continue reading →: SC is cracking down on fake investment gurus. Good. Long overdue.
Yesterday, the Securities Commission Malaysia (SC) made it clear :Anyone must be licensed givingInvestment tips,Financial planning, orCapital market advice . If not, the punishment is severe: But as an approved auditor and licensed tax agent, I need to say this : While SC protects investors, SMEs are still getting hurt…
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Continue reading →: (TAX UPDATE) Malaysia’s New Stamp Duty Regulation for November 2026 … What Every SME Owner Must Know
Malaysia will implement the Self-Assessment System (SAS) for stamp duty starting 1 January 2026. LHDN has released 3 new guidelines explaining duty payers’ responsibilities, penalty rules, and how stamp duty applies to movable property transactions on November 2025. This article summarises the key points based strictly on the uploaded Stamp…
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Continue reading →: Mr Koh, you got lubang with LHDN right?
A tax prospect walked into my office years ago.He didn’t even sit down yet.First sentence straight to my face : “Mr Koh, you got lubang with LHDN right?You can kautim everything?” I smiled.Not because it was funny.But because after 30 years,this one question still makes my heart sink. If I…
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Continue reading →: My First Running After 3 Months of Pain
Three months without running felt like a quiet punishment. A back injury that brought me to the hospital for one night, followed by a strong uric acid attack on my feet, forced me to pause. It was not only my running that stopped. My rhythm, my energy and the simple…
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Continue reading →: (Tax Update) Malaysia’s Consolidated E-Invoice: Why Certain Industries Cannot Use It
Malaysia’s e invoicing system is now fully real. One key feature is the consolidated e invoice, designed for businesses with many small B2C sales. It reduces workload and monthly submissions. But not all industries can use consolidation. Under IRBM Guideline certain sectors must issue individual e invoices for every transaction.…
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Continue reading →: Bye Bye to the Fax Machine
Last week, my HR asked a simple question. “Boss, do we still need our fax number?” I paused longer than I expected. Hardly anyone sends a fax today. Clients email. Banks have portals. Government offices are going paperless. So I gave the answer that made sense in 2025 and cancel…
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Continue reading →: Why I Taught Qigong (氣功) to My Key Teams
Working in an accounting firm is not only about numbers and deadlines.Sometimes, it is about …Shoulders that cannot lift,Backs that refuse to bend, andHeads that feel like they are carrying a thousand invoices. Over the years, I have seen it clearly in my own team. Shoulder stiff.Back pain.Headaches.Breathless and nervous…
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Continue reading →: The Slowest Rider in Every Group
When other riders warm up their engines, I’m busy tightening my gloves and on the bike…Because I know I will reach every destination last.On the road or in the jungle trail,I am always the slowest rider. I started motorbiking only at 50.Off-road riding came even later, at 55.Maybe it’s the…
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Continue reading →: The Mountain That Humbled Me : My Failed Summit at Chulu West
Last week, Facebook reminded me of my Chulu West expedition in Nepal.Six years passed, yet I still cannot fully explain why I failed to reach the summit. Maybe the mountain was teaching us something.Confidence without preparation is just arrogance at high altitude. Six years ago, we set out to climb…

